Advice To Powerball Lottery Losers: Win or Lose: Prioritize Your Finances!
Advice To Powerball Lottery Losers: Win or Lose: Prioritize Your Finances!
If you’re reading this, there’s an extremely good chance you — like
millions of your fellow Americans — just lost out on one of the largest
jackpots in history, the $550 million Powerball lottery.
For all of the buzz the jackpot generated in your office, home, barber
shop or gym, on talk radio and every other place where the magnitude of
the prize captured the imagination, the real time when most people truly
lose in the lottery isn’t when the winning numbers are announced -- but
when they mindlessly throw away their losing tickets and forget about
the whole thing.
See Why playing Powerball once is enough
Truthfully, most people don’t expect to win the lottery, they simply
hope to get lucky. But they can make themselves a winner by using the
lottery to help prioritize their finances even when there is no prize on
the line.
While the most common description for Wednesday’s jackpot was “life
changing,” most people’s lives could be changed for dramatically less.
Give someone enough money to erase their nagging debts, make a down
payment on a home, pay for a college education, or fund a retirement and
their lives have been changed forever.
You don’t have to win a lottery to come into a significant chunk of
money, whether that pile of sudden dough comes from an inheritance, a
lump-sum distribution, an annual bonus, a lucrative stretch of overtime,
or some other windfall that creates the potential to upgrade your
monetary life.
If you aren’t holding the winning tickets but want to take a “win” out
of this lottery experience, hang on to the thoughts you had about how
the money would change your life: The real benefit of the lottery —
particularly when a jackpot of this size lures people who don’t normally
play it out into the pool of bettors — is that it is a great way to
play “What if?”
You lost the Powerball. Now what?
Two people won the biggest Powerball jackpot ever. But there is a silver lining for all those lottery losers.
Consider the following exercise, recommended by experts who study the
psychology of investing: Finish the following statement with as many
answers as apply: If I had won a big chunk of money — not necessarily
the jackpot, but enough to change my life — in the lottery, I would have
…
Now list all the things that stand out in your head, and rank from most
important to least. Some possibilities: pay off the mortgage/buy a
house, help out my family, quit my job and live off my investments, take
the dream vacation, pay off the credit cards, or other debts, pay/save
for college tuition, give more to charity, throw the world’s biggest
Christmas party, buy a new car/boat/vacation home, start my own
business.
That list is your financial wish list, with your dreams and desires ranked in priority order.
If you never win the lottery but you someday get a windfall, this is how
you make sure that the amount — however big or small — has the ability
to be “life changing.”
If zeroing debt would be the first step taken after collecting your
lottery winnings, it probably should be the first move in your everyday
financial planning, thereby eliminating much of the stress from your
financial life.
Your financial goals are the same with or without the lottery, except
that the jackpot could ensure that you reached everything you could
remotely put onto your list of financial priorities. In fact, every time
you play some giant lottery jackpot, it gives you a chance, and a
reason, to review your financial priorities as they change over time.
Statistics show that there are more than a dozen states where lottery
players average $260 in tickets per year — and a half-dozen states where
the annual average per person is north of $700.
Instead, those players should consider setting aside $50 a month for the
next 30 years and, assuming the stock market’s historic rate of return
over the last 90 years — admittedly a high target, seeing as how most
experts forecast something less — they would have $125,000-plus at the
end of the exercise. That’s a windfall too, even if it doesn’t feel that
way.
Don’t be so determined to get rich quick that you make yourself poor, bit by bit.
Meanwhile, don’t think of your losing lottery ticket as something that
killed your dreams, think of it as something that got you dreaming, and
then set yourself on the path to achieve the most important of those
dreams without ever needing a lottery miracle.Next-Generation Bug / Microwave / ELF / Spy Phone / GSM And Camera Detectors (Buy, Rent, Layaway) tinyurl.com/2eo8mlz Open...
— Spy Store Rentals (@MontyHenry1)
Nanny IP (Internet) Cameras, GPS Trackers, Bug Detectors and Listening Devices, etc, (Buy / Rent / Layaway): tinyurl.com/396jlw6...
— Spy Store Rentals (@MontyHenry1)
NOW, look in on your home, second home, lake house or office anytime, anywhere from any internet connected PC/Lap-top or Internet active cell phone, including iphone or PDA.
Watch your child's caregiver while sitting at a traffic light or lunch meeting, or check on your business security from the other side of the world. Our built-in hidden video features all digital transmissions providing a crystal clear image with zero interference. With the IP receiver stream your video over the internet through your router, and view on either a PC or smart phone. Designed exclusively for DPL-Surveillance-Equipment, these IP hidden wireless cameras come with multiple features to make the user's experience hassle-free.
NOW, look in on your home, second home, lake house or office anytime, anywhere from any internet connected PC/Lap-top or Internet active cell phone, including iphone or PDA: http://www.dpl-surveillance-equipment.com/wireless_hidden_cameras.html
Watch your child's caregiver while sitting at a traffic light or lunch meeting, or check on your business security from the other side of the world. Our built-in hidden video features all digital transmissions providing a crystal clear image with zero interference. With the IP receiver stream your video over the internet through your router, and view on either a PC or smart phone. Designed exclusively for DPL-Surveillance-Equipment, these IP hidden wireless cameras come with multiple features to make the user's experience hassle-free.
• Remote Video Access
• Video is Recorded Locally To An Installed SD Card (2GB SD Card included)
• Email Notifications (Motion Alerts, Camera Failure, IP Address Change, SD Card Full)
• Live Monitoring, Recording And Event Playback Via Internet
• Back-up SD Storage Up To 32GB (SD Not Included)
• SD Card Lock Box With Key So SD Card Can't Be Removed
• Digital Wireless Transmission (No Camera Interference)
• View LIVE On Your SmartPhone!
Includes:
* Nanny Cameras w/ Remote View
* Wireless IP Receiver
* Remote Control
* A/C Adaptor
* Key ( For SD Card Lock Box)
* 2GB SD Card
* Ethernet Network Cable
FACT SHEET: HIDDEN NANNY-SPY (VIEW VIA THE INTERNET) CAMERAS
Specifications:
Receiver Specs:
* Transmission Range of 500 ft Line Of Sight
* Uses 53 Channels Resulting In No Interference
* 12V Power Consumption
* RCA Output
* RJ45/Ethernet Port
* Supports up to 32gig SD
* Key Lock Mechanism To Protect Video Data
Camera Specs:
* 640x480 / 320x240 up to 30fps
* Image Sensor: 1/4" Micron Sensor
* Resolution: 720x480 Pixels
* S/N Ratio: 45 db
* Sensitivity: 11.5V/lux-s @ 550nm
* Video System: NTSC
* White Balance: Auto Tracking
Our New Layaway Plan Adds Convenience For Online Shoppers
DPL-Surveillance-Equipment's layaway plan makes it easy for you to buy the products and services that you want by paying for them through manageable monthly payments that you set. Our intuitive calculator allows you to break down your order's purchase price into smaller payment amounts. Payments can be automatically deducted from your bank account or made in cash using MoneyGram® ExpressPayment® Services and you will receive your order once it's paid in full. Use it to plan and budget for holiday purchases, anniversaries, birthdays, vacations and more!
DPL-Surveillance-Equipment's Customers can now use the convenience of layaway online to help them get through these tough economic times.
We all shop now and then just to face a hard reality -- big credit card bills. However, our latest financing innovation can help you avoid that. Find out why more and more shoppers are checking out DPL-Surveillance-Equipment's e-layaway plan.
If you're drooling over a new nanny camera, longing for a GPS tracker, or wishing for that spy watch, but you're strapped for cash and can't afford to do credit, do what Jennie Kheen did. She bought her iPod docking station (hidden camera w/motion-activated DVR) online using our convenient lay-away plan.
Our online layaway plan works like the old-fashioned service stores used to offer. But, in Kheen's case, she went to DPL-Surveillance-Equipment.com, found the iPod docking station (hidden camera w/motion-activated DVR), then set up a payment plan.
"It's automatically drawn from my account," she said. "I have a budget, $208.00 a month.
In three months, Kheen had paid off the $650.00 iPod docking station. She paid another 3.9 percent service fee, which amounted to about $25.35 (plus $12.00 for shipping) for a total of $687.35.
"You pay a little bit each month," Kheen said. "It's paid off when you get it and you don't have it lingering over your head. It's great."
Flexible payment terms and automated payments make our layaway plan an affordable and fiscally responsible alternative to credit cards.
1. Register:
It's quick, easy and FREE! No credit check required!
2. Shop:
Select the items or service you want and choose "e-layaway" as your payment option. Our payment calculator makes it easy for you to set up your payment terms.
3. Make Payments:
Payments are made on the schedule YOU set. Check your order status or adjust your payments online in a secure environment.
4. Receive Products:
Receive the product shortly after your last payment. The best part, it's paid in full... NO DEBT.
More Buying Power:
* Our lay-away plan offers a safe and affordable payment alternative without tying up your credit or subjecting the purchase to high-interest credit card fees.
No Credit Checks or Special Qualifications:
* Anyone 18 years old or older can join. All you need is an active bank account.
Freedom From Credit Cards:
* If you are near or beyond your credit limit or simply want to avoid high interest credit card fees, our e-layaway is the smart choice for you.
Flexible Payment Schedules:
* Similar to traditional layaway, e-layaway lets you make regular payments towards merchandise, with delivery upon payment in full. Payments are automatically deducted from your bank account or made in cash using MoneyGram® ExpressPayment®
A Tool for Planning Ahead:
* Our e-layaway makes it easy for smart shoppers like you to plan ahead and buy items such as bug detectors, nanny cameras, audio bugs, gps trackers, and more!
No Hidden Charges or Mounting Interest:
Our e-layaway makes shopping painless by eliminating hidden charges and monthly interest fees. Our customers pay a flat transaction fee on the initial purchase price.
NO RISK:
* You have the right to cancel any purchase and will receive a refund less a cancellation fee. See website for details.
Security and Identity Protection:
DPL-Surveillance-Equipment has partnered with trusted experts like McAfee and IDology to ensure the security and integrity of every transaction. Identity verification measures are integrated into our e-layaway system to prevent fraudulent purchases.
Note: Simply Choose e-Lay-Away as a "Payment Option" in The Shopping Cart
DPL-Surveillance-Equipment.com is a world leader in providing surveillance and security products and services to Government, Law Enforcement, Private Investigators, small and large companies worldwide. We have one of the largest varieties of state-of-the-art surveillance and counter-surveillance equipment including Personal Protection and Bug Detection Products.
Buy, rent or lease the same state-of-the-art surveillance and security equipment Detectives, PI's, the CIA and FBI use. Take back control!
DPL-Surveillance-Equipment.com
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Phone: (1888) 344-3742 Toll Free USA
Local: (818) 344-3742
Fax (775) 249-9320
Monty@DPL-Surveillance-Equipment.com
Google+ and Gmail
DPLSURVE
DPLSURVE
MSN
Monty@DPL-Surveillance-Equipment.com
AOL Instant Messenger
DPLSURVE32
Skype
Montyl32
Yahoo Instant Messenger
Montyi32
Alternate Email Address
montyi32@yahoo.com
Join my Yahoo Group!
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