I.R.S. Goes After Small Businesses
The Tools To Control The Masses Are Either To Print Money or Raise Taxes, That's Pretty Much It!
Monty
I.R.S. Goes After Small Businesses
Thousands of small-business owners have received letters from the Internal Revenue Service questioning whether they are underreporting their business income, a harbinger of a broader initiative aimed at boosting federal tax receipts and ensuring compliance.
The program is the latest move in the agency's effort to combat what it sees as a widespread problem: failure by businesses, including mom-and-pops, to report all cash sales in order to minimize tax bills.
Tax officials say the letters don't constitute an audit and instead are simply a request for more information. Some business owners and some lawmakers, however, call the new IRS program alarming.
"There's an emotional thing when you get a pretty ominous-looking letter from the IRS, [saying] you might have done some bad things," said Tom Reese, owner of Hearing Well Inc., which operates a small chain of stores that fit and sell hearing aids in eastern Tennessee, who received a letter in recent weeks. "I really work hard with my accountant to make sure that I not only follow the law, but follow the letter of the law."
The IRS says it is sending out about 20,000 letters to business owners as the program cranks up. While that is a small portion of the total number of U.S. small businesses, which is estimated in the millions, some tax accountants say they expect the program to expand.
Roger Harris, president of Padgett Business Services, a nationwide accounting firm that specializes in small businesses, said the letters have "created some heartache in the small business community."
The IRS program stems from a 2008 change in the law that gave the agency broader access to merchants' credit- and debit-card transaction records. The IRS has been comparing the data to information that small businesses report on their tax returns. If the data suggest an unusually large percentage of a business's receipts come from card transactions, the IRS might send a letter asking the business owner to explain why cash receipts seem relatively low.
Underreporting of income comprises the majority of the so-called "tax gap," the difference between what Americans owe and pay, according to IRS data. In 2006, the most recent year available, the total tax gap was $450 billion. Underreporting accounted for $376 billion of that total, and underreported small-business income totaled at least $141 billion.
One typical letter to a small-business owner is headlined, "Notification of Possible Income Underreporting." It begins, "Your gross receipts may be underreported."
The letter instructs the owner to complete a form "to explain why the portion of your gross receipts from non-card payments appears unusually low." It says the business owner must respond within 30 days.
"The letter implies that this is a serious matter that could lead to assessments of additional tax, penalties and interest," says a letter sent to the IRS Friday by Rep. Sam Graves (R., Mo.), chairman of the House Small Business Committee. The IRS is now the target of a series of congressional investigations into its giving extra scrutiny to conservative groups seeking tax-exempt status.
Fran Coet, who runs an accounting business in Westminster, Colo., says the new IRS practice will cause a lot of fear among small businesses because it can often be difficult to match credit transactions with income.
"There are so many reasons why, even if you're the most honest tax payer, you're not going to match" what card records show, says Ms. Coet, whose company advises about 250 small businesses. Ms. Coet cited sales of gift cards, which for accounting purposes don't count as a sale, but look that way to a credit-card company.
There are legitimate reasons why a business might report relatively high proportions of card receipts versus cash receipts. Card receipt totals can include cash that the customer takes back. Mr. Reese said his hearing aids carry price tags of $1,000 or more, which encourages clients to use cards.
Peter Fleming, a small-business accountant in Carnegie, Pa., said a client with a gift and souvenir shop received a letter from the IRS in December saying the revenue she claimed in tax returns the previous year was lower than sales reported in merchant card and third-party payments data. The retailer reported gross receipts of $243,462, versus $249,994 in the payment data, according to the IRS. The letter told her to ensure she was "fully reporting receipts from all sources" and gave her 30 days to respond. Mr. Fleming said the discrepancy was because payments data included sales tax, which wasn't included in revenue claimed in tax returns. For small retailers, "Sales tax is a liability and is not reported as revenue," Mr. Fleming said.
The IRS in a statement said the agency is "taking its first early steps" in using the new data, and promised "to carefully review the results of these initial steps." It said the agency is "working diligently to minimize burden on both taxpayers and tax professionals."
The agency defended its approach as "measured and equitable in several ways, including giving taxpayers the opportunity to explain and fix errors." It added: "An important component of this project is [to] help ensure that people who are non-compliant don't get an unfair advantage over those that play by the rules and follow the law."
The IRS has told accountants that a principal aim of its program is to verify the quality of the card-transaction data the agency is getting.
Number of Americans Renouncing Citizenship Surges
The number of U.S. taxpayers renouncing citizenship or permanent-resident status surged to a record high in the second quarter, as new laws aimed at cracking down on overseas assets increase the cost of complying and the risk of a taxpayer misstep.
A total of 1,130 names appeared on the latest list of renunciations from the Internal Revenue Service, according to Andrew Mitchel, a tax lawyer in Centerbrook, Conn., who tracks the data. That is far above the previous high of 679, set in the first quarter, and more than were reported in all of 2012.
Taxpayers aren't required to explain the move, but experts said the recent rise is likely due to tougher laws and enforcement.
"The IRS crackdown on U.S. taxpayers living abroad seems to be having an effect," said Mr. Mitchel.
The IRS declined comment.
Lags in reporting renunciations might mean that many who appeared on the current list made the move months earlier. Taxpayers who renounced can be subject to an exit tax, and people who renounced last year may have avoided higher taxes on capital gains and income that went into effect in 2013.
The U.S. is rare in that all income earned by citizens and permanent residents, even those living abroad, can be subject to U.S. tax, according to Bryan Skarlatos, a New York lawyer. The U.S. also confers citizenship on people who are born on American soil.
The U.S. launched the tax crackdown after the terrorist attacks of Sept. 11, 2001, and ratcheted up its efforts after 2009, amid evidence that UBS AG and other foreign institutions helped U.S. taxpayers hide assets.
Some taxpayers have applied for IRS limited-amnesty programs, in which they pay stiff penalties for past noncompliance but avoid prosecution.
Tax lawyers say the crackdown has ensnared smaller violators who weren't intentionally evading U.S. taxes.
In addition, a law enacted in 2010, the Foreign Account Tax Compliance Act, or Fatca, requires foreign financial institutions to certify they aren't hiding U.S. taxpayer assets, which lawyers say is leading some to reject U.S. customers.
Taxpayer penalties for failing to report assets can be severe, including up to 50% of an account balance for each year.
The web of rules is "overly burdensome," said Jeffrey Neiman, a former federal prosecutor who led the 2009 UBS case, which resulted in the bank's agreeing to a $780 million settlement. He now is a lawyer in private practice in Fort Lauderdale, Fla. "You basically find yourself in this continuous nightmare."
The cost of complying with various rules and regulations can be steep even for people with small tax bills.
Carol Tapanila, who moved to Canada more than 40 years ago and is now retired, renounced her citizenship in November and appeared on the current list. She says her U.S. taxes amounted to about $250 last year and she didn't take the step to avoid paying them.
Legal and accounting fees and other costs of making sure she was in compliance in recent years have added up to nearly $40,000, says Ms. Tapanila. "It is nothing but stress."
Expatriation can also be costly, requiring that taxpayers prove they have properly paid five years' taxes, among other things.
Countries With And Without Income Tax Treaties With The U.S.
Additional Resources:
Dropping Off The Grid: A Growing Movement In America: Part I
Online Privacy Tools and Tips
What is BitCoin and How Does It Work?
The Creature From Jekyll Island: This Blog And Video Playlist Explains Why The U.S. Financial System is Corrupt and How It Came To Be That Way
The program is the latest move in the agency's effort to combat what it sees as a widespread problem: failure by businesses, including mom-and-pops, to report all cash sales in order to minimize tax bills.
Tax officials say the letters don't constitute an audit and instead are simply a request for more information. Some business owners and some lawmakers, however, call the new IRS program alarming.
"There's an emotional thing when you get a pretty ominous-looking letter from the IRS, [saying] you might have done some bad things," said Tom Reese, owner of Hearing Well Inc., which operates a small chain of stores that fit and sell hearing aids in eastern Tennessee, who received a letter in recent weeks. "I really work hard with my accountant to make sure that I not only follow the law, but follow the letter of the law."
The IRS says it is sending out about 20,000 letters to business owners as the program cranks up. While that is a small portion of the total number of U.S. small businesses, which is estimated in the millions, some tax accountants say they expect the program to expand.
Roger Harris, president of Padgett Business Services, a nationwide accounting firm that specializes in small businesses, said the letters have "created some heartache in the small business community."
The IRS program stems from a 2008 change in the law that gave the agency broader access to merchants' credit- and debit-card transaction records. The IRS has been comparing the data to information that small businesses report on their tax returns. If the data suggest an unusually large percentage of a business's receipts come from card transactions, the IRS might send a letter asking the business owner to explain why cash receipts seem relatively low.
Underreporting of income comprises the majority of the so-called "tax gap," the difference between what Americans owe and pay, according to IRS data. In 2006, the most recent year available, the total tax gap was $450 billion. Underreporting accounted for $376 billion of that total, and underreported small-business income totaled at least $141 billion.
One typical letter to a small-business owner is headlined, "Notification of Possible Income Underreporting." It begins, "Your gross receipts may be underreported."
The letter instructs the owner to complete a form "to explain why the portion of your gross receipts from non-card payments appears unusually low." It says the business owner must respond within 30 days.
"The letter implies that this is a serious matter that could lead to assessments of additional tax, penalties and interest," says a letter sent to the IRS Friday by Rep. Sam Graves (R., Mo.), chairman of the House Small Business Committee. The IRS is now the target of a series of congressional investigations into its giving extra scrutiny to conservative groups seeking tax-exempt status.
Fran Coet, who runs an accounting business in Westminster, Colo., says the new IRS practice will cause a lot of fear among small businesses because it can often be difficult to match credit transactions with income.
"There are so many reasons why, even if you're the most honest tax payer, you're not going to match" what card records show, says Ms. Coet, whose company advises about 250 small businesses. Ms. Coet cited sales of gift cards, which for accounting purposes don't count as a sale, but look that way to a credit-card company.
There are legitimate reasons why a business might report relatively high proportions of card receipts versus cash receipts. Card receipt totals can include cash that the customer takes back. Mr. Reese said his hearing aids carry price tags of $1,000 or more, which encourages clients to use cards.
Peter Fleming, a small-business accountant in Carnegie, Pa., said a client with a gift and souvenir shop received a letter from the IRS in December saying the revenue she claimed in tax returns the previous year was lower than sales reported in merchant card and third-party payments data. The retailer reported gross receipts of $243,462, versus $249,994 in the payment data, according to the IRS. The letter told her to ensure she was "fully reporting receipts from all sources" and gave her 30 days to respond. Mr. Fleming said the discrepancy was because payments data included sales tax, which wasn't included in revenue claimed in tax returns. For small retailers, "Sales tax is a liability and is not reported as revenue," Mr. Fleming said.
The IRS in a statement said the agency is "taking its first early steps" in using the new data, and promised "to carefully review the results of these initial steps." It said the agency is "working diligently to minimize burden on both taxpayers and tax professionals."
The agency defended its approach as "measured and equitable in several ways, including giving taxpayers the opportunity to explain and fix errors." It added: "An important component of this project is [to] help ensure that people who are non-compliant don't get an unfair advantage over those that play by the rules and follow the law."
The IRS has told accountants that a principal aim of its program is to verify the quality of the card-transaction data the agency is getting.
Number of Americans Renouncing Citizenship Surges
The number of U.S. taxpayers renouncing citizenship or permanent-resident status surged to a record high in the second quarter, as new laws aimed at cracking down on overseas assets increase the cost of complying and the risk of a taxpayer misstep.
A total of 1,130 names appeared on the latest list of renunciations from the Internal Revenue Service, according to Andrew Mitchel, a tax lawyer in Centerbrook, Conn., who tracks the data. That is far above the previous high of 679, set in the first quarter, and more than were reported in all of 2012.
Taxpayers aren't required to explain the move, but experts said the recent rise is likely due to tougher laws and enforcement.
"The IRS crackdown on U.S. taxpayers living abroad seems to be having an effect," said Mr. Mitchel.
The IRS declined comment.
Lags in reporting renunciations might mean that many who appeared on the current list made the move months earlier. Taxpayers who renounced can be subject to an exit tax, and people who renounced last year may have avoided higher taxes on capital gains and income that went into effect in 2013.
The U.S. is rare in that all income earned by citizens and permanent residents, even those living abroad, can be subject to U.S. tax, according to Bryan Skarlatos, a New York lawyer. The U.S. also confers citizenship on people who are born on American soil.
The U.S. launched the tax crackdown after the terrorist attacks of Sept. 11, 2001, and ratcheted up its efforts after 2009, amid evidence that UBS AG and other foreign institutions helped U.S. taxpayers hide assets.
Some taxpayers have applied for IRS limited-amnesty programs, in which they pay stiff penalties for past noncompliance but avoid prosecution.
Tax lawyers say the crackdown has ensnared smaller violators who weren't intentionally evading U.S. taxes.
In addition, a law enacted in 2010, the Foreign Account Tax Compliance Act, or Fatca, requires foreign financial institutions to certify they aren't hiding U.S. taxpayer assets, which lawyers say is leading some to reject U.S. customers.
Taxpayer penalties for failing to report assets can be severe, including up to 50% of an account balance for each year.
The web of rules is "overly burdensome," said Jeffrey Neiman, a former federal prosecutor who led the 2009 UBS case, which resulted in the bank's agreeing to a $780 million settlement. He now is a lawyer in private practice in Fort Lauderdale, Fla. "You basically find yourself in this continuous nightmare."
The cost of complying with various rules and regulations can be steep even for people with small tax bills.
Carol Tapanila, who moved to Canada more than 40 years ago and is now retired, renounced her citizenship in November and appeared on the current list. She says her U.S. taxes amounted to about $250 last year and she didn't take the step to avoid paying them.
Legal and accounting fees and other costs of making sure she was in compliance in recent years have added up to nearly $40,000, says Ms. Tapanila. "It is nothing but stress."
Expatriation can also be costly, requiring that taxpayers prove they have properly paid five years' taxes, among other things.
Countries With And Without Income Tax Treaties With The U.S.
1) AFRICA
| Country | Income Tax Treaty with U.S.? (Yes/No) |
| Algeria | No |
| Angola | No |
| Benin | No |
| Botswana | No |
| Burkina Faso | No |
| Burundi | No |
| Côte d’Ivoire | No |
| Cape Verde | No |
| Cameroon | No |
| Central African Republic | No |
| Chad | No |
| Comoros | No |
| Congo | No |
| Democratic Republic of the Congo | No |
| Dijbouti | No |
| Egypt | Yes |
| Guinea | No |
| Guinea-Bissau | No |
| Equatorial Guinea | No |
| Eritrea | No |
| Ethopia | No |
| Gabon | No |
| Gambia | No |
| Ghana | No |
| Kenya | No |
| Lesotho | No |
| Liberia | No |
| Libya | No |
| Madagascar | No |
| Malawi | No |
| Mali | No |
| Mauritania | No |
| Mauritius | No |
| Morocoo | Yes |
| Mozambique | No |
| Namibia | No |
| Niger | No |
| Nigeria | No |
| Rwanda | No |
| Sao Tome and Principe | No |
| Senegal | No |
| Seychelles | No |
| Sierra Leone | No |
| Somalia | No |
| South Africa | Yes |
| Sudan | No |
| Swaziland | No |
| Tanzania | No |
| Togo | No |
| Tunisia | Yes |
| Uganda | No |
| Zambia | No |
| Zimbabwe | No |
2) ASIA
| Country | Income Tax Treaty with U.S.? (Yes/No) |
| Afghanistan | No |
| Armenia | Yes |
| Azerbaijan | Yes |
| Bahrain | No |
| Bangladesh | Yes |
| Bhutah | No |
| Brunei | No |
| Cambodia | No |
| China | Yes |
| Georgia | Yes |
| India | Yes |
| Indonesia | Yes |
| Iran | No |
| Iraq | No |
| Israel | Yes |
| Japan | Yes |
| Jordan | No |
| Kazakhstan | Yes |
| Kuwait | No |
| Kyrgyzstan | Yes |
| Laos | No |
| Lebanon | No |
| Malaysia | No |
| Maldives | No |
| Mongolia | No |
| Myanmar (Burma) | No |
| Nepal | No |
| North Korea | No |
| Oman | No |
| Pakistan | Yes |
| Philippines | Yes |
| Qatar | No |
| Russia | Yes |
| Saudi Arabia | No |
| Singapore | No |
| South Korea | Yes |
| Sri Lanka | Yes |
| Syria | No |
| Tajikistan | Yes |
| Thailand | Yes |
| Timor-Leste (East Timor) | No |
| Turkey | Yes |
| Turkmenistan | Yes |
| United Arab Emirates | No |
| Uzbekistan | Yes |
| Vietman | No |
| Yemen | No |
3) AUSTRALIA AND OCEANIA
| Country | Income Tax Treaty with U.S.? (Yes/No) |
| Australia | Yes |
| Fiji Islands | No |
| Kiribati | No |
| Marshall Islands | No |
| Micronesia | No |
| Nauru | No |
| New Zealand | Yes |
| Palau | No |
| Papua New Guinea | No |
| Samoa | No |
| Solomon Islands | No |
| Tonga | No |
| Tuvalu | No |
| Vanuatu | No |
4) EUROPE
| Country | Income Tax Treaty with U.S.? (Yes/No) |
| Albania | No |
| Andorra | No |
| Austria | Yes |
| Belarus | Yes |
| Belgium | Yes |
| Bosnia and Herzegovina | No |
| Bulgaria | Yes |
| Croatia | No |
| Cyprus | Yes |
| The Czech Republic | Yes |
| Denmark | Yes |
| Estonia | Yes |
| Finland | Yes |
| France | Yes |
| Germany | Yes |
| Greece | Yes |
| Hungary | Yes |
| Iceland | Yes |
| Ireland | Yes |
| Italy | Yes |
| Kosovo | No |
| Latvia | Yes |
| Liechtenstein | No |
| Lithuania | Yes |
| Luxembourg | Yes |
| Macedonia | No |
| Malta | No |
| Moldova | Yes |
| Monaco | No |
| Montenegro | No |
| The Netherlands | Yes |
| Norway | Yes |
| Poland | Yes |
| Portugal | Yes |
| Romania | Yes |
| Russia | Yes |
| San Marino | No |
| Serbia | No |
| Slovakia | Yes |
| Slovenia | Yes |
| Spain | Yes |
| Sweden | Yes |
| Switzerland | Yes |
| Turkey | Yes |
| Ukraine | Yes |
| United Kingdom | Yes |
| Vatican City | No |
5) NORTH AMERICA
| Country | Income Tax Treaty with U.S.? (Yes/No) |
| Antigua and Barbuda | No |
| Bahamas | No |
| Barbados | Yes |
| Belize | No |
| Canada | Yes |
| Costa Rica | No |
| Cuba | No |
| Dominica | No |
| Dominican Republic | No |
| El Salvador | No |
| Grenada | No |
| Guatemala | No |
| Haiti | No |
| Honduras | No |
| Jamaica | Yes |
| Mexico | Yes |
| Nicaragua | No |
| Panama | No |
| Saint Kitts and Nevis | No |
| Saint Lucia | No |
| Saint Vincent and the Grenadines | No |
| Trinidad and Tobago | Yes |
6) SOUTH AMERICA
| Country | Income Tax Treaty with U.S.? (Yes/No) |
| Argentina | No |
| Bolivia | No |
| Brazil | No |
| Chile | No |
| Colombia | No |
| Ecuador | No |
| Guyana | No |
| Paraguay | No |
| Peru | No |
| Suriname | No |
| Uruguay | No |
| Venezuela | Yes |
Additional Resources:
Dropping Off The Grid: A Growing Movement In America: Part I
Online Privacy Tools and Tips
What is BitCoin and How Does It Work?
The Creature From Jekyll Island: This Blog And Video Playlist Explains Why The U.S. Financial System is Corrupt and How It Came To Be That Way
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FACT SHEET: HIDDEN NANNY-SPY (VIEW VIA THE INTERNET) CAMERAS
Specifications:
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* Uses 53 Channels Resulting In No Interference
* 12V Power Consumption
* RCA Output
* Supports up to 32gig SD
Camera Specs:
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* Image Sensor: 1/4" Micron Sensor
* Resolution: 720x480 Pixels
* S/N Ratio: 45 db
* Sensitivity: 11.5V/lux-s @ 550nm
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DPL-Surveillance-Equipment.com
Phone: (1888) 344-3742 Toll Free USA
Local: (818) 344-3742
Fax (775) 249-9320
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Phone: (1888) 344-3742 Toll Free USA
Local: (818) 344-3742
Fax (775) 249-9320
Monty@DPL-Surveillance-Equipment.com
Google+ and Gmail
DPLSURVE
DPLSURVE
MSN
Monty@DPL-Surveillance-Equipment.com
AOL Instant Messenger
DPLSURVE32
Skype
Montyl32
Yahoo Instant Messenger
Montyi32
Alternate Email Address
montyi32@yahoo.com
Join my Yahoo Group!
My RSS Feed
posted by DPL-Surveillance-Equipment | 7:55 AM
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